Cash Flow Impact Calculator

Understand how loan repayments affect your business cash flow

Cash Flow Impact

Business loan cash flow impact

Model how a business loan affects your monthly cash flow, tax position, and break-even revenue.

Inputs

Cash Flow Snapshot

Monthly repayment

$2,028

Revenue-to-repayment ratio

6.76%

Monthly net cash flow

$7,972

Annual net cash flow

$95,668

Annual repayment

$24,332

Tax-deductible interest (annual)

$1,083

Effective annual cost (after tax)

$23,249

Break-even monthly revenue

$22,028

Repayment is under 15% of revenue. The loan fits comfortably within your cash flow.

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